Optional Wintersports Insurance
Each year almost a million skiers and snowboarders take a trip abroad to get their own personal ‘fix’ in the mountains. There is no denying that the experience can be addictive and many of our clients give up summer holidays in order to spend as much time as possible on the snow. If you are planning on doing any winter sports or activities on your trip, the optional Winter Sports add-on can be included to cover your needs.
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Our approach has always been to offer the traveller the choice when it comes to cruise travel insurance. Following a simple quote stage where you tell us the cover you need, the policy options are laid out on screen in such a way that you can easily see what is covered. For more information of what is covered please refer to the policy wording. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, the length of stay, type of activities covered and whether you have any pre-existing medical conditions.
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Travel insurers dealt with 362,000 claims, up 148% on 2021. Total claim payouts, at £352million, leapt by 230% on the £107million paid in 2021 (1)
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Our wide-ranging Optional Winter Sports cover offers the policyholder cover for a variety of insurable events that may occur before or during travel, such as Piste Closure, Avalanche and Landslide Cover, Ski Equipment Hire and Owned Ski Equipeimt. The cost of travel insurance is based on the type of coverage requested, the age of the insured, the destination of travel, length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit our customer's demands and needs
What about the GHIC/EHIC, Isn't that enough?
Many travellers don’t understand the difference between their European Health Insurance Card (EHIC) or a Global Health Insurance Card (GHIC) and an Insurance policy with optional Winter Sports cover. Whilst your EHIC/GHIC card will provide care in a state-run hospital, most accidents on the mountain result in you being taken to a local clinic. Your costs may not be covered and neither will the costs of getting you off the mountain. If your injuries are serious your EHIC/GHIC card makes no provision to get you home and will not provide costs for someone to accompany you.
The fine print
Medical coverage
Limits and Exclusions
(1) https://www.abi.org.uk/news/news-articles/2023/7/pack-your-travel-insurance-this-summer-and-remember-your-trip-for-the-right-reasons/