Wintersports Insurance
In addition to the almost one million skiers and snowboarders who take a trip abroad to get their own personal ‘fix’ in the mountains, there are those who take equal pleasure in the mountains in winter. Be it ice climbing, dog sledging, langlauf-ing, ski doing or snow shoeing we have winter sports policies which cover these activities. A Winter Sports Travel Insurance Policy is vital for any such trip as they are tailored to provide additional cover where it matters.
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Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.
Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.
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The average cost for 24h of hospital treatment:
In France, it's $853
In New Zealand, it's $979
In the USA it's $4,287. (1)
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Comprehensive winter sports travel insurance covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, the length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.
What about the EHIC, Isn't that enough?
Many travellers don’t understand the difference between their European Health Insurance Card (EHIC) and a Winter Sports Policy. Whilst your EHIC card will provide care in a state run hospital, most accidents on the mountain result in your being taken to a local clinic. Your costs there will not be covered and neither will the costs of getting you off the mountain. If your injuries are serious your EHIC card makes no provision to get you home and will not provide costs for someone to accompany you.
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Did you know?
The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cash points in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return
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Winter Sports Travel Insurance is available for:
Individuals, Couples of either sex who reside at the same address and families
Durations between 1 day and 15 months
Cover for trips in the United Kingdom, Europe and Worldwide including Australia, United States & Canada
Available on single trip, long stay and annual multi trip policies (subject to certain age restrictions)
Cover for travellers aged up to 90
A wide range of ski activities including off piste (within ski resort boundaries)
The more high-risk ski activities such as back country skiing and ice climbing can be covered on request
Travellers with pre-existing medical conditions including standard cover for over 1000 conditions
The fine print
Medical coverage
Limits and Exclusions
(1) International Federation of Health Plans, 2012.