Single trip travel insurance
A quick 3 day trip with the family to Disneyland Paris, two weeks on the Costa del Sol, a skiing holiday or a shopping trip to New York, when it comes to travel the options are endless.
Our single trip travel insurance policies have therefore been designed with flexibility in mind so that no matter what the destination, duration or activity, you will always have a choice of cover to protect your interests and those of your travelling companions.
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Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.
Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.
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The basic rule is, the more you pay, the higher the levels of cover and the lower the levels of excess.
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Comprehensive single trip travel insurance covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.
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Every day, travel insurers paid out more than £1 million in claims, of which 56% were for medical expenses. (1)
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What about the EHIC, Isn't that enough?
The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.
It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.
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Did you know?
The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cashpoints in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return
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Single trip travel insurance cover is available for:
Individuals, Couples of either sex who reside at the same address and Families
Durations between 1 day and 24 months
Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada
Travellers aged up to 99
A wide range of sporting activities including skiing, diving, bungee jumping
Travellers with pre-existing medical conditions including standard cover for over 1000 conditions
The fine print
Medical coverage
Limits and exclusions
(1) UK Insurance KEY FACTS 2014.
https://www.abi.org.uk/~/media/Files/Documents/Publications/Public/2014/Key%20Facts/ABI%20Key%20Facts%202014.pdf.