Family travel insurance
A quick 3 day trip with the Family to Disneyland Paris, a couple of weeks on the Costa del Sol, a skiing holiday or a shopping trip to New York, when it comes to travel the options are endless.
Our Family travel insurance policies have therefore been designed with flexibility in mind so that no matter what the destination, duration or activity, you will always have a choice of cover to protect your interests and those of your family members.
So when it comes to choosing a Family policy and comparing our cover against others there a couple of things to note.
All our Family travel insurance policies will cover the children for Free.
In addition, we cover on selected policies children up to the age of 21 provided they are in full-time education, so children at University and College are covered for free! These policies also cover all family members to travel independently which is key if your children travel with the school or with other people or are going off by themselves.
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So when it comes to a search on our site for a Family travel insurance policy, our approach has always been to offer the traveller a choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.
Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.
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Did you know?
£11,000 to treat a holidaymaker who suffered a broken arm after a fall in Spain. (1)
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Comprehensive single trip and annual multi-trip travel insurance for Families covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel the length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.
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Did you know?
3,700 – The number of people insurers helped with baggage and possessions claims each week (2)
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What about the EHIC, Isn't that enough?
The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.
It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.
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Did you know?
The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cashpoints in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return
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Family travel insurance cover is available for:
Families and all their dependent children
Aged from infancy through to those aged 20 who are in full time education
Durations between 1 day and 24 months
Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada
Policies available which allow children to travel independently from their parents/guardians
A wide range of sporting activities including skiing, diving, bungee jumping
Travellers with pre-existing medical conditions including standard cover for over 1000 conditions
The fine print
Medical coverage
Limits and exclusions
(1) All Clear Travel, Wanderlust.
(2) ABI data, 2009.