Travel insurance for cruises
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Cruise Insurance

You booked your cruise months ago. Your passport is ready, you've got enough suntan cream and have already decided what you're going to take with you. But have you thought about cruise insurance? You may think that cruise insurance for your holiday is just one more expense, but if you ask experienced travellers they'll surely tell you that cruise insurance is essential to protect your investment.

Remember the joy of a cruise ship is its mobility and the fact it takes you in luxury on a pre-determined itinerary, however that mobility and freedom may come at a cost. What if your airline cancels your flight or the staff walk out on strike, what if your car breaks down on the way to the airport, all of these scenarios mean you can't board and the ship sails without. Who pays to get your to the next port of call? 

What if you come down with an illness at sea? You dont have a choice of medical facilities onboard. It is the Ships Doctor and nothing else and remember your EHIC is not taken onboard. What happens if you need surgery? Helicopter transfers dont come cheap!

Cruising as a type of holiday is very different mode of travel when compared to say a beach resort hotel or a city stop over hotel and its vital that travellers are insured against any eventualities. The risks are higher, the choice of care options are limited and when things go wrong they can go disastrously wrong.




Getting an online quote

Our approach has always been to offer the traveller the choice when it comes to cruise insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly what's not covered under each policy.

Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by by removing elements such as baggage and cancellation cover and increasing the excesses.


Your car breaks down, you miss your flight and the cruise ship departs and sails to another port. Who pays for new flights?

This happens much more often than you think!



Comprehensive cruise travel insurance covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation or journey interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more.

The cost of cruise insurance is based on the type of cover requested, the age of the insured, the destination of travel, length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available cruise insurance policies available to suit all needs.


For many people, cruises are a once in a lifetime event so if your spending more than £5000 per person on a trip of a lifetime, then give us a call to discuss.




Cruise travel insurance cover is available for:

Individuals aged up to 84

Durations between 1 day and 12 months

Cover for cruises in Europe, the Med, the Caribbean, North & South America and the Pacific

Travellers with pre-existing medical conditions including standard cover for over 1000 conditions



The fine print

Medical coverage

Limits and exclusions