European Travel Insurance
All of our Travel Insurance Policies define the territorial area of Europe as countries in mainland Europe west of the Ural Mountains including the Baltic States, Scandinavia plus Egypt and Turkey. Some of our policies include Tunisia and Morocco within this definition whilst other policies extend their cover for Europe to countries including Israel Jordan Syria and Lebanon. If in doubt as to which policy is the best for you then please call on 0843 4590876.
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Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.
Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.
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The basic rule is, the more you pay, the higher the levels of cover and the lower the levels of excess.
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Comprehensive single trip and annual multi trip travel insurance for Europe covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.
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Did you know?
£12-16,000. The cost of an air ambulance from the Canary Islands to the UK. (1)
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What about the EHIC, Isn't that enough?
The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.
It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.
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Did you know?
The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cash points in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return
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European Travel Insurance is available for:
Individuals, Couples of either sex who reside at the same address and families
Durations between 1 day and 15 months
Available on single trip, long stay and annual multi trip policies
Cover for travellers aged up to 99
A wide range of leisure and sports activities available including abseiling, bungee jumping and windsurfing
Travellers with pre-existing medical conditions including standard cover for over 1000 conditions
The fine print
Medical coverage
Limits and Exclusions
(1) The British Foreign and Commonwealth Office (FCO).