Ski Insurance
Each year almost a million skiers and snowboarders take a trip abroad to get their own personal ‘fix’ in the mountains. There is no denying that the experience can be addictive and many of our clients give up summer holidays in order to spend as much time as possible on the snow. A winter sports travel insurance policy is vital for any ski or snowboarding holiday as they are tailored to provide additional cover where it matters.
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Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.
Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by by removing elements such as baggage and cancellation cover and increasing the excesses.
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Did you know?
£9,420 – Cost of medical treatment, airlift and repatriation for a fractured vertebrae whilst skiing in France. (1)
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Comprehensive ski insurance covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.
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Many travellers don’t understand the difference between their European Health Insurance Card (EHIC) and a Winter Sports Policy. Whilst your EHIC card will provide care in a state run hospital, most accidents on the mountain result in your being taken to a local clinic. Your costs there will not be covered and neither will the costs of getting you off the mountain. If your injuries are serious your EHIC card makes no provision to get you home and will not provide costs for someone to accompany you.
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Did you know?
Getting back to the UK from a ski accident means a special flight costing up to £4,000 from Europe and £8,000 from the US and Canada. (2)
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The fine print
Medical coverage
Limits and exclusions
(1) ABI member data.
(2) The Daily Telegraph.