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1 week travel insurance for Libya from £55, 2 weeks cover from £110
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High risk travel insurance for Libya for journalists, media, humanitarian, aid, disaster and relief workers, conservationists, researchers, voluntary workers, missionaries, religious workers and charitable programmes.
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“Travel Insurance that covers you where others fear to tread”
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Travel Insurance for Libya
Why Choose Us?
With the rapid rise and spread of terrorist activity over recent years, civil unrest, quickly evolving conflicts along with fragile political and environmental situations worldwide – even the most experienced travellers can quickly find themselves in challenging situations that can expose themselves to dangerous circumstances and unexpected accidents, illnesses and medical emergencies.
Our policies has been designed in close consultation between leading international travel and medical insurance experts and professionals operating at the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.
Flexibility, Choice and Strength of Security
We have designed our policies to offer you the flexibility and choice of covers you need when traveling abroad, all backed by the financial security and strength of proven service that underpins the product when you may need it most.
24/7 Emergency Medical Assistance Helpline
Emergency Air Ambulance and Medical Evacuation Services
One-Tap Emergency App & Pre-Travel Country Profile Information
Single Trip Policies for Trips from 1 day up to 365* days duration
Annual Multi Trip Policies, unlimited trips of up to 31 days each and includes 17 days Winter Sports
Choice of up to 4 Territorial Zones of Cover including war, crisis and disaster relief zones
Available in £GBP, $US Dollars and €Euros with claims settled in your chosen currency
Available to purchase before or after departure
Discounts for Groups of 5+ Members purchasing together
Choice of 2 Levels of Medical+ Cover with up to £/$/€1,000,000
Wide Range of Optional Additional Benefits including:
- Enhanced and Increased Personal Accident Cover
- Non-Medical Benefits including Baggage Cover
- Cancellation, Trip Interruption and Disruption Cover
Discount for having taken recognised risk management, travel safety and personal security advice before departure
*Maximum trip duration to the USA is 89 days. Maximum duration for leisure trips is 31 days.
Coverage specially designed and included for:
Dangerous, remote and challenging locations worldwide including war zones, crisis and disaster relief zones including areas where your government, Foreign Office or similar government body advise against travel.
Individuals and groups on business and work trips including journalism, media, humanitarian, aid, disaster and relief work, conservation, research, voluntary, missionary, religious work and charitable programmes including teaching, study and educational travel and Non-Governmental Organisations (NGO).
Acts of War and/or terrorism and/or civil unrest on a business or work trip.
Persons that are embedded with military, governmental or NGO personnel or travelling in their vehicles or aircraft. (Bullet proof jackets, helmets and personal distress beacons are recommended during any embedded period).
Trips of up to 365 days on business or work, and up to 31 days for leisure travel, or incidental leisure travel preceding or attaching to a business trip. No cover for War is provided for Leisure Trips that do not attach to a business or work trip.
Travel advise for Libya
Source: Foreign and Commonwealth Office
The Foreign and Commonwealth Office (FCO) continues to advise against all travel to Libya, and for British nationals still in Libya to leave immediately by commercial means. Although the Government of National Accord is working to restore stability and security to Libya, intense fighting continues in a number of areas, and there remains a high threat throughout the country of terrorist attacks and kidnap against foreigners, including from Daesh-affiliated extremists (formerly referred to as ISIL).
There remains a high threat of terrorist attacks and kidnap against foreigners.
The British Embassy in Tripoli remains temporarily closed, and is unable to provide consular assistance.
Ports, airports and oil and gas installations have also been targeted.
Since 2015, Daesh have attacked a number of oil and gas installations and killed or kidnapped workers, including foreign nationals.
Fighting has caused the temporary suspension or closure of airports, closed roads and led to the closure of some border crossings. All airports are vulnerable to attack. Tripoli International Airport has been closed since 13 July 2014. Limited commercial departure options are sometimes available, but you should check with your airline.
If you choose to travel to Libya against FCO advice, you should consider your security arrangements carefully and take all necessary security precautions, including contingency plans. If you’re entering Libya as a media representative, you should get press accreditation from the relevant Libyan authorities.
You must get permission before taking any photographs or interviewing at or near military facilities. If you choose to travel to Libya against FCO advice, you should get the right visa, or risk deportation.
If you choose to travel to Libya against FCO advice, you should take out comprehensive travel and medical insurance before you travel.
Safety and security
Political situation
The Libya Political Agreement was signed by a majority of the Libyan negotiating parties at a ceremony in Skhirat, Morocco on 17 December 2015, paving the way for a new unified Government of National Accord (GNA). On the whole reaction to the arrival of the GNA’s Presidency Council in the capital of Libya on 30 March has been positive and the GNA are supported by the majority of Libyans. But the security situation remains dangerous and unpredictable as the GNA works to restore stability and security to Libya.
Full scale military operations involving small arms, tanks, artillery and aircraft are ongoing in several areas. This fighting includes extremist groups such as Ansar Al Sharia and affiliates of Daesh and Al Qaeda in the Islamic Maghreb (AQ-M). There is a high risk of civilians, including journalists, humanitarian and medicial workers, being caught in indiscriminate gunfire or shelling, including air strikes, in all areas where there is fighting, putting those in the area at risk. Fighting can break out anywhere without warning, and many civilians have been killed in outbreaks of conflict in residential areas.
Reports of violence, reprisal killings, looting and human rights abuses continue across the country. If you choose to travel to Libya against FCO advice, you should monitor the local security situation carefully. Political events may impact on the security situation.
Crime
There are reports of increased crime levels in Libya, including robberies, muggings and carjackings at gun and knife point. There is limited police capacity to deal with street crime.
Roads in this area are vulnerable to criminal gangs. You should plan your route carefully and avoid travelling at night.
Since December 2013, a number of foreign nationals have been shot dead in Libya. Foreigners are also increasingly targeted for kidnappings by both criminal and extremist groups.
Local travel
If you travel to Libya against FCO advice, you should regularly reassess your security arrangements and carefully plan your movements. Take security advice from competent security experts before any travel within the country. Close security protection and/or a military escort are extremely important. In the event of a further deterioration of the security situation, routes in and out of major cities and towns may become blocked and airports closed or inaccessible at little or no notice. Don’t advertise your travel or other plans through social media. Avoid routine, vary your travel routes, and keep a low profile at all times.
Foreign nationals including journalists are vulnerable to mistreatment by armed groups in Libya. Intimidation, attacks, detentions and kidnapping of local journalists are a serious problem, and a number have been killed. There is a real risk of hostility from those who object to media reporting.
Road travel
Road travel within Libya remains highly dangerous. There continues to be a risk of being caught up in outbreaks of hostilities. There is also a high risk of carjacking and robbery. There is a risk of striking unexploded ordnance off-road.
Road traffic accidents are frequent and often result in fatalities.
Air travel
On 13 July 2014, Tripoli International Airport was closed following clashes that broke out between armed groups in the area surrounding the airport. Other airports may change their flight schedule without notice. Contact your airline or travel company for further information before travelling.
Benghazi airport has been closed since May 2014.
Due to a number of ongoing safety concerns, the European Union has agreed with the Libyan authorities to continue a voluntary restriction on Libyan airlines flying into the EU. However, some Libyan airlines operate flights to the EU using aircraft leased from other airlines. The FCO can’t offer advice on the safety of airlines. However, the International Air Transport Association publishes a list of registered airlines that have been audited and found to meet a number of operational safety standards and recommended practices. This list is not exhaustive and the absence of an airline from this list does not necessarily mean that it is unsafe.
Contact your airline or travel company for further information before travelling.
Terrorism
There is a high threat from terrorism. Attacks could be indiscriminate, including in places visited by foreigners. Extremist groups including Daesh (formerly referred to as ISIL) are responsible for the majority of attacks, which have targeted foreign and diplomatic personnel and premises, international hotels, commercial and oil installations, and government and other official security institutions.
The conflict against Daesh in Sirte has intensified since April 2016, involving air strikes, artillery shelling and street to street fighting. Daesh have carried out brutal reprisal killings against local residents in Sirte. In Dernah, conflict continues between the Libyan National Army and local armed groups.
Terrorist groups in southern and south-west Libya are also of concern and are using the area as a safe haven and transit route. Attacks have been launched in Libya and across the wider region, for example the In Amenas attack in Algeria in January 2013. Armed groups remain largely autonomous due the unstable political and security situation across large areas of Libya.
Travel in border regions is especially risky. Regional extremist groups, including Al Qaeda in the Islamic Maghreb, operate in the border areas of northern Mali, Niger and Algeria. They have a proven capability of travelling long distances to carry out attacks, including in neighbouring countries and Libya.
Kidnapping
There is a high threat of kidnapping in Libya from terrorists operating in the region, including Daesh-affiliated groups who have murdered large numbers of those they have abducted. The kidnap threat is very high across the entire country, not just confined to terrorist strongholds.
Terrorist groups including Daesh and their affiliates, routinely use kidnapping as a tactic and are capable of conducting kidnappings across borders. The threat of kidnap is particularly high in border areas. There is clear evidence that groups within Libya have both the intent and capability to carry out further kidnappings, and are specifically targeting foreign nationals. A number of foreigners have been kidnapped in recent months.
Daesh and other terrorist groups view those engaged in humanitarian aid work or journalism as legitimate targets. If you’re kidnapped, the reason for your presence in Libya is unlikely to serve as protection.
Criminal gangs also carry out kidnappings, and there’s a high risk that they would sell hostages on to terrorist groups.
The long standing policy of the British government is not to make substantive concessions to hostage takers. The British government considers that paying ransoms and releasing prisoners increases the risk of further hostage-taking.
If you do choose to travel to Libya against FCO advice, you should pay careful attention to your safety and security. Security precautions don’t remove the threat and FCO advice remains against all travel to the country.