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Travel Insurance for Egypt 

 
 

1 week travel insurance for Egypt from £55, 2 weeks cover from £110

 
 

 

 

High risk travel insurance for Egypt for journalists, media, humanitarian, aid, disaster and relief workers, conservationists, researchers, voluntary workers, missionaries, religious workers and charitable programmes.

 

   

“Travel Insurance that covers you where others fear to tread”

 

Travel Insurance for Egypt

 

Why Choose Us?

With the rapid rise and spread of terrorist activity over recent years, civil unrest, quickly evolving conflicts along with fragile political and environmental situations worldwide – even the most experienced travellers can quickly find themselves in challenging situations that can expose themselves to dangerous circumstances and unexpected accidents, illnesses and medical emergencies.

Our policies has been designed in close consultation between leading international travel and medical insurance experts and professionals operating at the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.

 

Flexibility, Choice and Strength of Security

We have designed our policies to offer you the flexibility and choice of covers you need when traveling abroad, all backed by the financial security and strength of proven service that underpins the product when you may need it most.

blue box  24/7 Emergency Medical Assistance Helpline

blue box  Emergency Air Ambulance and Medical Evacuation Services

blue box  One-Tap Emergency App & Pre-Travel Country Profile Information

blue box  Single Trip Policies for Trips from 1 day up to 365* days duration

blue box  Annual Multi Trip Policies, unlimited trips of up to 31 days each and includes 17 days Winter Sports

blue box  Choice of up to 4 Territorial Zones of Cover including war, crisis and disaster relief zones

blue box  Available in £GBP, $US Dollars and €Euros with claims settled in your chosen currency

blue box  Available to purchase before or after departure

blue box  Discounts for Groups of 5+ Members purchasing together

blue box  Choice of 2 Levels of Medical+ Cover with up to £/$/€1,000,000

blue box  Wide Range of Optional Additional Benefits including:

- Enhanced and Increased Personal Accident Cover

- Non-Medical Benefits including Baggage Cover

- Cancellation, Trip Interruption and Disruption Cover

blue box  Discount for having taken recognised risk management, travel safety and personal security advice before departure

*Maximum trip duration to the USA is 89 days. Maximum duration for leisure trips is 31 days.

 

Coverage specially designed and included for:

blue box  Dangerous, remote and challenging locations worldwide including war zones, crisis and disaster relief zones including areas where your government, Foreign Office or similar government body advise against travel.

blue box  Individuals and groups on business and work trips including journalism, media, humanitarian, aid, disaster and relief work, conservation, research, voluntary, missionary, religious work and charitable programmes including teaching, study and educational travel and Non-Governmental Organisations (NGO).

blue box  Acts of War and/or terrorism and/or civil unrest on a business or work trip.

blue box  Persons that are embedded with military, governmental or NGO personnel or travelling in their vehicles or aircraft. (Bullet proof jackets, helmets and personal distress beacons are recommended during any embedded period).

blue box  Trips of up to 365 days on business or work, and up to 31 days for leisure travel, or incidental leisure travel preceding or attaching to a business trip. No cover for War is provided for Leisure Trips that do not attach to a business or work trip.

 

 

Travel advise for Egypt

 

Egypt travel advice map
Source: Foreign and Commonwealth Office

The Foreign and Commonwealth Office (FCO) advise against all travel to:

blue box  the Governorate of North Sinai due to the significant increase in criminal activity and continued terrorist attacks on police and security forces that have resulted in deaths

 

The FCO advise against all but essential travel to:

blue box  the Governorate of South Sinai, with the exception of the area within the Sharm el Sheikh perimeter barrier, which includes the airport and the areas of Sharm el Maya, Hadaba, Naama Bay, Sharks Bay and Nabq; however, we advise against all but essential travel by air to or from Sharm el Sheikh;

blue box  the area west of the Nile Valley and Nile Delta regions, excluding the coastal areas between the Nile Delta and Marsa Matruh.

 

The tourist areas along the Nile river (including Luxor, Qina, Aswan, Abu Simbel and the Valley of the Kings) and the Red Sea resorts of Sharm el Sheikh and Hurghada aren’t included in the areas to which the FCO advise against all but essential travel.

Around 865,000 British nationals visited Egypt in 2015. Most visits are trouble-free.

 

Terrorism

There is a high threat from terrorism in Egypt. Terrorists continue to plan and conduct attacks. Further attacks are likely. Most terrorist attacks target the security forces, but it’s likely that foreigners, including tourists, will also be targeted.

Attacks could be indiscriminate and may occur without prior warning. There have been threats to western nationals, institutions, and businesses posted on websites and social media. There is a threat of kidnapping, particularly in remote desert areas.

The FCO is constantly reviewing the threat to British nationals from international terrorism and will reflect any credible threats in this travel advice. See Terrorism

 

Protests and demonstrations

Protests, marches and demonstrations can occur across Egypt, often on Fridays, but also at other times and with little prior notice. If you become aware of any nearby protests, marches or demonstrations you should leave the area immediately as the atmosphere can change quickly and without warning. Police may use water cannon, tear gas, birdshot or live ammunition for crowd control.

You should keep valid photographic identification with you at all times. Westerners, including British nationals, have been killed, raped and sexually assaulted in crowds – including at celebratory events as well as at demonstrations and protests.

 

Travel insurance

Take out comprehensive travel and medical insurance before you travel.

 

Safety and security

 

Political and security situation

Since January 2011 Egypt has experienced significant political turmoil, sometimes involving violent protests and disturbances, which have resulted in a number of deaths.

Follow the news on television and radio closely, and take advice from the authorities, hotels and tour operators. Stay away from demonstrations and large gatherings of people. If you become aware of any nearby protests, leave the area immediately.

 

Crime

The crime rate in Egypt is generally low, but over the years expatriates have sometimes suffered armed robberies, muggings, sexual assaults, rapes, break-ins to accommodation and cars, and car-jackings at gun and knife-point have taken place in areas popular with expatriates, including during the daytime. Car-jackings generally target four-wheel drive vehicles. Muggings have occurred in taxis.

In 2015, the British Embassy responded to 22 cases of rape and sexual assault against British nationals in Egypt. Some assaults were against children. Many occurred in what were considered to be safe places, like hotels. Assaults have occurred in taxis and on microbuses. If you are travelling on a microbus, avoid being the last passenger left on the bus. Take extra care when travelling alone, particularly in taxis and microbuses.

Take care of your passport and valuables. Use hotel safes and beware of pickpockets and bag snatchers.

If you are the victim of any crime you must report it to the tourist police immediately. Failure to report crimes before you leave Egypt will make it impossible to seek a prosecution at a later date.

 

North Sinai

The FCO advise against all travel to the Governorate of North Sinai. The Egyptian armed forces are conducting military operations against extremist groups in this area.

There are regular bomb attacks against government buildings, security forces and energy infrastructure. The al-Arish area has seen many attacks, but the whole of the North Sinai region is at risk.

For the latest requirements on crossing from Egypt to Gaza, delivering aid or entering for humanitarian purposes, you should contact the Egyptian Embassy in London. However, the Egyptian authorities have stated that all aid going into Gaza from Egypt must be channelled through the Egyptian Red Crescent (telephone: + 20 226 703 979, + 20 226 703 983, fax: + 20 226 703 967). Short notice requests for humanitarian access and those made in Egypt are unlikely to be considered. The Egyptian authorities can ask for a letter from the British Embassy in Cairo as part of their entry requirements. The British Embassy considers each request carefully and is only able to provide letters in certain circumstances and against strict criteria when entry is for humanitarian aid purposes. Contact the British Embassy directly for details. You should also read the FCO Travel Advice for Israel and the Occupied Territories.

Foreign workers have been taken hostage by Bedouin tribesmen.

Security authorities often close the Suez-Taba road.

 

South Sinai and Hurghada

The FCO advise against all but essential travel to the Governorate of South Sinai, with the exception of the area within the Sharm el Sheikh perimeter barrier, which includes the airport and the areas of Sharm el Maya, Hadaba, Naama Bay, Sharks Bay and Nabq. However, the FCO advise against all but essential travel by air to or from Sharm el Sheikh.

Security measures are in place in the Sharm el Sheikh and Hurghada resort areas. Security forces are situated at airports, at checkpoints around the perimeter of the towns and throughout the South Sinai and Red Sea Governorates. Routine security checks are being performed on entry into the airports and police are carrying out vehicle checks in towns.

 

Cairo

There’s a risk that tourists at high profile sites like the Giza Pyramids may be confronted aggressively for money or business, even while travelling by car, or taxi. Visitors using a pre-booked guide, or taking an organised tour to visit the Giza Pyramids are likely to face fewer difficulties.

There have been a number of attacks in Cairo mainly targeting government and security targets.

 

Nile Delta

Political protests are common in many Delta towns and many Delta towns have also seen attacks against security forces buildings and personnel. These attacks often happen at security checkpoints.

 

Western Desert

Exercise extreme caution in all border areas.

The FCO advise against all but essential travel to the area west of the Nile Valley and Nile Delta regions, excluding the coastal areas between the Nile Delta and Marsa Matruh (as shown on the map). The tourist areas along the Nile river (including Luxor, Qina, Aswan, Abu Simbel and the Valley of the Kings) and the Red Sea resorts of Sharm el Sheikh and Hurghada aren’t included in the areas to which the FCO advise against all but essential travel.

You’ll need a permit from the Travel Permits Department of the Egyptian Ministry of the Interior if you travel to the south west corner of Egypt near the border with Sudan or Libya. You should carefully consider your security arrangements; the border areas are porous, and bandits and armed groups operate. In July 2014, an armed group attacked a security checkpoint along the Farafra-Bawati road in the New Valley Governorate, killing 22 border guards. In September 2015 Egyptian security forces mistakenly killed 12 Egyptian and Mexican members of a tour group in the western desert area of Al-Wahat.

 

Road travel

Accidents are common, mainly due to poor road conditions, dangerous driving and non-enforcement of traffic laws. The UN estimates that road accidents killed almost 16,000 people in Egypt in 2011. This is more than eight times the number in the UK. Observe the speed limit and if possible avoid independent road travel outside main cities and resorts at night. Make sure you have adequate insurance.

You can drive in Egypt on an International driving permit for up to six months. If you intend to remain in Egypt for a longer period you must apply for an Egyptian driving licence.

By law, seatbelts must be worn when travelling in the front of a vehicle.

If you are travelling off road, employ a qualified guide and obtain appropriate permits from the Ministry of Interior.

Only certain categories of foreign residents may import vehicles. Vehicles of visitors should be temporarily imported with a valid “carnet de passage” available from the Automobile Association.

There have been a number of serious bus crashes in recent years with large numbers of fatalities, including tourists.

 

Rail travel

There have been a number of fatal accidents in recent years. Suspect devices have been found at train stations and on the rail network. Although several of these have been hoaxes or false alarms, you should remain vigilant, and take into account the possibility of delay or disruption to rail services, especially on the Cairo-Alexandria line.

 

River and sea travel

In the past, overcrowding and poor safety standards have led to several accidents on Red Sea ferries and Nile cruisers. There were four significant fires on Nile cruisers between September 2006 and November 2012.

 

Adventure travel

Before undertaking any adventure activity, make sure you are covered by your travel insurance.

Some UK tour operators have not been able to verify independently safety procedures for balloon flights and are not selling balloon flights to their customers. Speak to your tour company before booking a balloon flight.

If you are considering diving or snorkelling in any of the Red Sea resorts be aware that safety standards of diving operators can vary considerably. Never dive or snorkel unaccompanied. Where possible make bookings through your tour representative. Very cheap operators may not provide adequate safety and insurance standards. Diving beyond the depth limit of your insurance policy will invalidate your cover.

Shark attacks of any kind are very unusual in the Red Sea. You should monitor updates issued by the local authorities and your tour operator.

Make sure your travel insurance, or that of your tour or dive company, provides adequate cover for the costs involved in any air/sea rescue. The current fee can exceed US$4,000 per hour. The Egyptian authorities will only undertake air/sea rescue operations on receipt of a guarantee of payment.

There have been several serious quad bike accidents involving British nationals in resort areas. Take the same precautions as you would in the UK and note that safety standards can vary considerably. Always wear a crash helmet.

 

Landmines

There remains a small risk from unexploded landmines in certain desert areas in the north west of Egypt near to Alamein, and on some limited stretches of the Mediterranean coast near Marsa Matrouh and on the Red Sea coast south of Suez. Danger areas are usually well marked with signs and barbed wire fencing. Take care and follow local advice, especially if planning trips off marked roads.

 

Terrorism

 

There is a high threat from terrorism in Egypt. Terrorists continue to plan and conduct attacks. Further attacks are likely. Most terrorist attacks target the security forces, their facilities and other government buildings. You should take great care near these places. It’s also likely that foreigners, including tourists, will be targeted. Attacks could be indiscriminate and occur without prior warning.

There is a threat of kidnapping, particularly in remote desert areas. The long-standing policy of the British government is not to make substantive concessions to hostage-takers. The British government considers that paying ransoms and releasing prisoners increases the risk of further hostage-taking.

Daesh-Sinai (formerly known as Ansar Bayt al-Maqdis (ABM)) is the most active terrorist group in Egypt. In November 2014, ABM announced they had pledged allegiance to Daesh (formerly referred to as ISIL). Most Daesh-Sinai attacks have targeted government and security forces, but foreigners have also been targeted. Their main area of operations is northern Sinai, but the group has claimed responsibility for attacks in other areas including South Sinai, Cairo, the western desert and Nile delta cities.

In North Sinai, terrorists seek to prevent the Egyptian authorities from exercising control. There have been frequent, almost daily reports of attacks since the change in government. Most attacks are against the Egyptian government and military installations and personnel.

There is also a threat of maritime terrorism.

Be vigilant, monitor media reports and keep up to date with the travel advice covering your location. Take extra care over local holiday weekends, as some past terrorist attacks have occurred during these times. A list of local holidays can be found on the website of the British Embassy in Cairo.

There is considered to be a heightened threat of terrorist attack globally against UK interests and British nationals, from groups or individuals motivated by the conflict in Iraq and Syria. You should be vigilant at this time.

 

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