Extreme Sports Travel Insurance
For those travellers who enjoy participating in more extreme sports or higher risk pursuits and activities, we have a range of policies that can provide cover for these.
It is important to choose the correct policy for the activity you are planning to participate in so, if you are planning to trek to Everest Base Camp or want to try Sky Surfing, please call us on 0843 4590876, and we will assist you with this. With such heightened risks, there will be an additional premium which is payable to the Insurer to cover the more extreme sports and extra limitations around the cover provided.
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Our approach has always been to offer the traveller the choice when it comes to extreme sports insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.
Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.
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Did you know?
An average helicopter used for evacuation from Everest Base Camp costs US$2,500 an hour and would normally take two hours to be evacuated from Base Camp to nearby Lukla. (1)
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Comprehensive travel insurance for extreme sports covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, the length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.
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The average cost for 24 hours of hospital treatment:
In France, it's $853
In New Zealand, it's $979
In Australia its $1,472 In the USA its $4,287. (2)
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What about the EHIC, Isn't that enough?
The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.
It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.
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Did you know?
The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cash points in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return
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Extreme Sports Travel Insurance is available for:
Individuals, Couples of either sex who reside at the same address and families
Durations between 1 day and 15 months
Cover for trips in the United Kingdom, Europe and Worldwide including Australia, United States & Canada
Available on single trip, long stay and annual multi trip policies (subject to certain age restrictions)
Suitable for travellers aged up to 84
A wide range of extreme sports activities including bouldering, cave tubing and drag racing
Travellers with pre-existing medical conditions including standard cover for over 1000 conditions
The fine print
Medical coverage
Limits and Exclusions
(1) Mountain Guides.
(2) International Federation of Health Plans, 2012.