Travel Insurance for EU Residents
Get an instant quote
Policy Type:
Policy For:
Where do you live?
Have you departed?
feefo feedback

Do you have questions
or seek more info?

Visit Insurance FAQ


Travel insurance for those who are resident in Europe

British Nationals, British Expats, other expatriates and local residents can benefit from our comprehensive travel insurance policies if they currently live in the EEA (all countries of the European Union plus Iceland, Liechtenstein and Norway).

Our travel insurance policies have been designed with flexibility in mind so that no matter what the destination, duration or activity, you will always have a choice of cover to protect your interests.



If you are looking for travel insurance we can now cover you if you live in any of the following countries as a native or have residency.

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.


Travel insurance is not a substitute for taking out a private medical insurance policy.

Any queries, then please call as we are open 7 days a week




The policies are sold under the basis that you are registered with a doctor in your home country and that all trips will start and end at your home. All prices will be in pounds sterling, the policy wordings will be in English and Claims will be settled in pounds sterling.



Getting an online Quote

Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.

Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by by removing elements such as baggage and cancellation cover and increasing the excesses.


Did you know?
£9,000 – cost of treating a woman who suffered a severe allergic reaction while holidaying in Cyprus. (1)




Comprehensive travel insurance for EU residents covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation or journey interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more.

The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, length of stay, type of activities covered and whether you have any pre-existing medical conditions.


Did you know that?

Stable and well controlled conditions such as High blood pressure and Diabetes are covered as standard provided you dont have more than 2 reviews a year and your medication has not increased in the last 3 months. (2)



As a company we use a number of insurers and they each have different approaches to medical screening. In the main their approaches have improved and we have amongst our stable of product, insurers who will cover in excess of a 1,000 medical conditions.



What about the EHIC, Isn't that enough?

The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.

It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation personal liability cover etc. To find out more about the European Health Insurance Card, please click here.


Did you know?

The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cashpoints in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return




EU residents insurance is available for:

Individuals, Couples of either sex who reside at the same address and families and their dependent children

Durations between 1 day and 18 months

Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada

Travellers aged between 12 and 99

A wide range of sporting activities including skiing, diving, bungee jumping

Cover available for travellers with pre-existing medical conditions



The fine print

Medical coverage

Limits and exclusions


(1) Ibid.

(2) Cover limited to the Standard, Premier, Premier+, Voyager and Voyager+ single trip and annual multi trip travel insurance policies.