Single trip travel insurance
A quick 3-day trip with the family to Disneyland Paris, two weeks on the Costa del Sol, a skiing holiday, or a shopping trip to New York, when it comes to travel the options are endless.
Our single-trip travel insurance policies have therefore been designed with flexibility in mind so that no matter what the destination, duration, or activity, you will always have a choice of cover to protect your interests and those of your travelling companions.
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Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly what's not covered under each policy.
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The basic rule is, the more you pay, the higher the levels of cover and the lower the levels of excess.
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Our wide-ranging single-trip travel insurance covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, accidental damage to baggage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit our customer's demands and needs.
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There was a significant increase in medical claims in 2022, reaching 112,000, which is 235% higher than the previous year. According to 2021 data, payouts also rose by over 300% to £197 million*
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What about the EHIC/GHIC, Isn't that enough?
An EHIC or GHIC is designed to ensure that you will receive free or reduced-cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge. Your EHIC or GHIC is not a substitute for travel insurance. It may not cover all health costs and never covers repatriation costs
It is important to remember that the EHIC/GHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the EHIC and GHIC Card, please click here.
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Did you know?
The EHIC/GHIC gives access to free or reduced-cost health services in countries which have a reciprocal healthcare agreement with the UK
So be prepared as it's not always free and may mean you have to pay some costs in some countries
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The fine print
Medical coverage
Limits and exclusions
(1) https://www.abi.org.uk/news/news-articles/2023/7/pack-your-travel-insurance-this-summer-and-remember-your-trip-for-the-right-reasons/.