Senior longstay travel insurance
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Senior long stay travel insurance

If you are planning to spend an extended period abroad perhaps during the winter months when it's so cold at home or at a home you own abroad during the summer then you will need to take out a specific travel insurance which covers you for extended periods abroad.

Our long stay travel insurance policies for Seniors provide comprehensive cover however it is very important that you choose a policy which provides you with the flexibility you need.

 

   

You need to clearly evaluate what cover you need prior to purchase because many insurers won't cover you for multiple return trips to the UK for instance, with the policy expiring upon the date of your first return to the UK. Not ideal if you have to nip home for a surprise visit or to tend to an emergency at home.

In addition, careful thought needs to be given to declaring your pre existing medical conditions. Whilst you will be covered in the EU with you EHIC card they are designed for emergency medical only and won't cover you cover and private care and repatriation back to the UK.

 

Travel insurance is not a substitute for taking out a private medical insurance policy.

Any queries, then please call 0843 4590876 as we are open 7 days a week

 

 


 

Getting a Quote

Our approach has always been to offer the traveller the choice when it comes to Seniors long stay travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.

Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.

 

   

If you are planning to return to the UK during your trip and then continue abroad then make sure you have this extra risk covered

 

 

Comprehensive senior long stay travel insurance covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation or journey interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more.

 

   

The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, the length of stay, type of activities covered and whether you have any pre-existing medical conditions. We have a wide range of available travel insurance policies available to suit all needs.

As a company, we use a number of Insurers and they each have different approaches to medical screening. In the main, their approaches have improved and we have amongst our stable of products, Insurers who will cover in excess of1,000 medical conditions.

 

Did you know that?

Stable and well controlled conditions such as High blood pressure and Diabetes are covered as standard provided you dont have more than 2 reviews a year and your medication has not increased in the last 3 months. (1)

 

 

 


 

What about the EHIC, Isn't that enough?

The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.

It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.

   

Did you know?

The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cashpoints in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return

 

 

 


 

Senior long stay travel insurance cover is available for:

Individuals, Couples of either sex who reside at the same address

Durations between 31 days and 18 months

Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada

Cover for travellers aged between 65 and 99

A wide range of sporting activities including skiing, diving, bungee jumping

Travellers with pre-existing medical conditions including standard cover for over 1000 conditions

 

 

The fine print

Medical coverage

Limits and Exclusions

 

(1) Cover limited to the Standard, Premier, Premier+, Voyager and Voyager+ single trip and annual multi trip travel insurance policies.