Over 75 travel insurance
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Travel insurance for over 75

Single trip, annual multi-trip, long stay, winter sports, cruise, golf. Our travel insurance policies for travellers aged over 75 have been designed with flexibility in mind so that no matter what the destination, duration or activity, you will always have a choice of cover to protect your interests.

 

   

Our approach has always been to offer the traveller the choice when it comes to long term travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.

 

Did you know?
£12-16,000, the cost of an air ambulance to the UK from the Canary Islands. (1)

 

 

Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.

Comprehensive travel insurance for over 75s covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more.

   

Did you know?
£49,000 – cost of a coronary artery bypass and an emergency flight home for a holidaymaker taken ill in the USA. (2)

 

 

   

 The price of a travel insurance policy is based on a number of factors but if you have pre existing medical conditions this could increase the risk and as a consequence, we need to know about it.  We have a wide range of available travel insurance policies available to suit all needs.

As a company, we use a number of insurers and they each have different approaches to medical screening. In the main, their approaches have improved and we have amongst our stable of products, insurers who will cover in excess of 1,000 medical conditions.

 

Did you know that?

Stable and well controlled conditions such as High blood pressure and Diabetes are covered as standard provided you don't have more than 2 reviews a year and your medication has not increased in the last 3 months. (3)

 

 


 

What about the EHIC, Isn't that enough?

The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.

It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.

   

Did you know?

The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cash points in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return

 

 


 

Over 75 travel insurance cover is available for:

Individuals, Couples of either sex who reside at the same address

Durations between 1 day and 12 months

Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada

Travellers aged between 75 and 99

A wide range of sporting activities including skiing, diving, bungee jumping

Travellers with pre-existing medical conditions including standard cover for over 1000 conditions

 

 

The fine print

Medical coverage

Limits and Exclusions

 

(1) The British Foreign and Commonwealth Office (FCO).

(2) £5.3 million a week - travel insurers helping a record number of people falling ill while abroad. ABI, July 2010.  http://www.abi.org.uk/Media/Releases/2010/07/53_million_a_week__travel_insurers_helping_record_number _of_people_falling_ill_while_abroad_.aspx [Accessed: 13/10/10].

(3) Cover limited to the Standard, Premier, Premier+, Voyager and Voyager+ single trip and annual multi trip travel insurance policies.