Over 65 travel insurance
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Over 65 travel insurance

Single trip, annual multi-trip, long-stay, winter sports, cruise, golf. Our travel insurance policies for travellers aged over 65 have been designed with flexibility in mind so that no matter what the destination, duration or activity, you will always have a choice of cover to protect your interests.

 

   

Our approach has always been to offer the traveller the choice when it comes to long term travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly whats not covered under each policy.

Customers who are interested in the most cost effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.

 

Did you know?
£49,000 – cost of a coronary artery bypass and an emergency flight home for a holidaymaker taken ill in the USA. (1)

 

 

Comprehensive travel insurance for over 65s covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more. The cost of travel insurance is based on the type of cover requested, the age of the insured, the destination of travel, the length of stay, type of activities covered and whether you have any pre-existing medical conditions.

   

Did you know?
27,000 – The number of lost or stolen passports report by British nationals in 2009. (2)

 

 

   

We have a wide range of available travel insurance policies available to suit all needs.

As a company, we use a number of insurers and they each have different approaches to medical screening. In the main, their approaches have improved and we have amongst our stable of products, insurers who will cover in excess of1,000 medical conditions.

 

Did you know that?

Stable and well controlled conditions such as High blood pressure and Diabetes are covered as standard provided you dont have more than 2 reviews a year and your medication has not increased in the last 3 months. (3)

 

 


 

What about the EHIC, Isn't that enough?

The European Health Insurance Card or EHIC is designed to ensure that you will receive free or reduced cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.

It is important to remember that the EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.

   

Did you know?

The UK Government is suing some EU states for refusing to honour UK residents EHIC Cards. Travellers are forced to use cashpoints in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return

 

 


 

Over 65 travel insurance cover is available for:

Individuals, Couples of either sex who reside at the same address and their direct family

Durations between 1 day and 18 months

Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada

Travellers aged between 65 and 99

A wide range of sporting activities including skiing, diving, bungee jumping

Travellers with pre-existing medical conditions including standard cover for over 1000 conditions

 

 

The fine print

Medical coverage

Limits and exclusions

 

(1) £5.3 million a week - travel insurers helping record number of people falling ill while abroad. ABI, July 2010.  http://www.abi.org.uk/Media/Releases/2010/07/53_million_a_week__travel_insurers_helping_record_number _of_people_falling_ill_while_abroad_.aspx [Accessed: 13/10/10].

(2) British Behaviour Abroad. Foreign & Commonwealth Office, July 2010.

(3) Cover limited to the Standard, Premier, Premier+, Voyager and Voyager+ single trip and annual multi trip travel insurance policies.